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Great Student Loan Options

Foothill FCU is proud to offer the Smart Option Student Loan® by Sallie Mae®

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Great Student Loan Options

Foothill FCU is proud to offer the Smart Option Student Loan® by Sallie Mae®

The Smart Option Student Loan is an ideal solution for funding up to 100% of your total cost of attendance1 if you still need funds after maximizing grants, scholarships and federal loans. The Smart Option Student Loan® offers a choice of three great repayment options – all designed to save you money and help you graduate with less debt. Choose the Fixed Repayment Option to save on interest with low in-school fixed payments of just $25, choose the Interest Repayment Option to save even more, or the Deferred Payment to make no payments until you are done with school.

To learn more, read the full article on our main website.


(earn 250 On Your Way reward points)


Compare Our 2.25% APR to Their 0% APR Financing

As the old saying goes, "If it seems too good to be true, it probably is"

When you first hear the offer, it sounds great––you get a vehicle loan with no interest payments––what's not to like? Well, did you happen to notice all that fine print underneath the offer? Let's take a closer look.

  • 0% financing is offered only to those who qualify. To qualify, you need to have nearly perfect credit, a high annual income and a nearly perfect employment history. Reality? Very few people qualify.

  • 0% financing is offered in lieu of other rebates. To receive the 0% interest rate, you have to give up any other rebates available

  • 0% financing is offered only on certain vehicles. 0% financing is usually restricted to vehicles that the dealers have on their lot, which may limit your choices. The vehicles they have may also have bells and whistles that you don't need or want, which can add thousands to the sticker price.

To learn more, read the full article on our main website, but don't forget to come back here if you decide to apply for a loan so you'll receive your On Your Way reward points and have a better chance at winning prizes on this site!


Less Than Perfect Credit?

Check out our Credit Builder MasterCard®

Have a few negative items on your credit report? Foothill Federal Credit Union can offer you a Credit Builder MasterCard® to help build or repair your credit, and you determine your credit limit by the amount of shares you pledge as collateral.

  • Low annual fee of $10 (Annual fee waived for Gold & Silver memberships)

  • Variable interest rate

  • No cash advance fee

  • No need to carry cash

  • No more check cashing fees

Our MasterCards® are accepted at millions of merchants around the world. Use yours for dining, shopping, gas, and many other ways. Wherever you go, your Foothill Federal Credit Union MasterCard® ensures acceptance, convenience and a great rate!

To learn more, read the full article on our main website.


(earn 2000 On Your Way reward points)


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